Personal Bio:

Joe started White Oak Holdings, Inc. with his son, Harrison, in February of 2018. White Oak is a conventional residential, commercial and private money lender. The focus has been to build a small tightly run mortgage banking company that has a robust marketing system, reliable back office, with a hands-on approach to customer service.
Joe has 35+ years of real estate investment and mortgage experience. From the beginning of 2008 until February of 2018, Mr. Gorman was involved in the acquisition, renovation and disposition of $50MM of residential properties with investor partners, while continuing to lend Private Money. Those acquisitions included more than 160 residential properties located in Southern California.

Previously, Mr. Gorman was co-founder and served as CEO of South Lake Financial Inc. (“SLF”), a holding company formed in January of 2004, to acquire and manage mortgage related companies. Those companies included a prime residential mortgage company (South Lake Mortgage Bankers), a subprime mortgage banking company (SLMC), a private commercial mortgage lending company (Bridge Capital), and a mortgage asset management company (South Lake Capital). In 2006, SLF raised $13MM to facilitate its plan of growth leading to an ultimate IPO and $38MM to acquire and manage more than 4,000 1st and 2nd mortgages with a face value in excess of $114MM. The collateral was single family residences located throughout the United States. Mr. Gorman was involved in the negotiations and documentation of most of South Lake’s business dealings. At its peak, South Lake Financial owned four mortgage related companies having $100MM in mortgage banking credit facilities with more than 150 employees. Before SLF, Mr. Gorman was a retail Stockbroker for Paine Webber and Shearson Lehman
Brothers from 1984 to 1988.

Contact Info:

Direct: 626.988.0560
Mobile: 626.862.0696
E-Mail: joe@whiteoakholdings.com