Common Sense Underwriting. Small Loan Program 1st Trust Deed less than 65% LTV, and 2nd Trust Deeds (50% CLTV or less). Closing in 5 -10 Business Days.

*Points for loan programs subject to change. Lower rates on lower loan to values, case by case basis.


Loan Amount$30,000 - $500,000
Property TypeResidential Non-Owner Occupied and Most Property Types
Term1- 5 Years Interest Only
Lien Position1st and/or 2nd
Interest RateStarting at 8.50%
Points5000 or 3 points (whichever is greater)
LTVUp to 65%
FICONo minimum FICO
LocationCalifornia Only
Funding5 - 10 days
Prepay6 Months Minimum Interest
Appraisal or BPORequired but will not hold up closing