Whether you need to get cash out of your home or you are just looking for a lower interest rate, look no further, White Oak Holdings can help!

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Rate and Term Refinance

A rate and term refinance allows you to lower your rate, change your loan program or both. If you would like to take advantage of lower rates and a different loan program this type of refinance loan is a good option.

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FHA Streamline

Streamline refinance refers to the refinance of an existing FHA-insured mortgage requiring limited borrower credit documentation and underwriting.

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``Streamline refinance`` refers only to the amount of documentation and underwriting that the lender must perform, and does not mean that there are no costs involved in the transaction.

Cash Out Refinance

Looking to get cash out of your property? Whether if its your primary residence, vacation home, or investment property, we have a program for you.

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VA Refinance Loans

VA offers Cash-Out Refinancing and also Interest Rate Reduction Refinance Loans (IRRRL)

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The guarantee VA provides to lenders allows them to provide you with more favorable terms.

Home Equity Line of Credit (HELOC)

A home equity line of credit is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards.

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Other Programs

Does your refinance scenario not fit into any of the boxes? Submit your scenario and let us find a loan that suits your needs.

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